Inventory Financing for an E-Commerce Brand

Scenario: A fast-growing Spanish e-commerce brand selling high-end kitchenware online experiences a seasonal spike in demand ahead of the holidays.

Challenge

• The brand needs to double its inventory quickly to prepare for the holiday sales season.
• Suppliers in Italy, Turkey, and China require upfront payments.
• Existing capital is tied up, and traditional bank financing is too slow and bureaucratic.

Solution

1. Instant Credit Allocation
   The brand registers on Tupel.com and is immediately granted a €220,000 credit line, thanks to Tupel’s algorithmic underwriting.

2. Multi-Currency Supplier Payments
   Using the Tupel dashboard, the customer initiates immediate wire transfers to suppliers in EUR, USD, and TRY.

3. Flexible Repayment Setup
   Repayment is scheduled over 60 days, matching expected inflows from Black Friday and Christmas sales.

4. No Paperwork, No Calls
   The entire process is completed online, without submitting documents or speaking to an agent.

Result

• The brand doubles inventory in time for the seasonal surge.
• Suppliers are paid on time, in local currencies.
• Cash flow stays positive, thanks to perfectly timed repayments.
• Business growth is achieved without financial friction.