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Flexible Financing to Power Your Business

Never miss a growth opportunity. Access pay-as-you-go financing for payables, receivables, inventory, marketing, and more in less than 3 seconds.

We're Trusted By Great Businesses

Maximum Ease, Minimum Hassle

We've merged automated underwriting with AI-driven servicing to create a faster, fairer and more delightful lending experience so that businesses can spend more time building and less time worrying.

3 Seconds

Average time it takes us to approve and deploy funding once you're fully onboarded.

1 - 5,000,000 EUR

Get exactly the funding you need—no more, no less. Available in 13 other currencies too.

1 - 365 Days

Flexible repayment plans from 1 to 365 days. Forget the old fashioned 30/60/90 rigidity.

Eligibility

Who We Work With

  • Businesses

    We work with registered businesses and, subject to review, sole-traders.

  • Of Any Size

    We work with businesses of any size, from small corner shops to large enterprises.

  • In Our Countries

    Our customers should be incorporated and active within our country coverage area.

Pricing

You can understand without a PhD. Pay only for what you use without hidden fees or extra charges. Reimburse early to pay less with our simple daily pricing.

Between

0.02 - 0.06%

Per Day

Pay For What You Use

Daily metering with no fees on unused capital or capacity

Fees That Scale With You

Tailored rates with steep discounts as you grow

Built Around Your Needs

Custom credit limits designed to fit your business

How much would you like to borrow?

How many days will you borrow for?

How many installments will you repay in?

Fee per day: %

Daily Fee

%

Total Fee

%

Payment Per Installment

Instant is Our Standard

Time is money, and businesses can't afford 90-day payment terms or slow application processes. Tupel gives you the flexibility, control, and speed to manage cash flow and growth on your own terms.

Simple

Lending in seconds with no paperwork or follow-up needed.

Transparent

Pay only for what you use. No hidden fees or additional costs.

Flexible

Create your own payment terms with complete control.

Use Cases

Working Capital on Autopilot

Receivables

Read More →

Unlock Your Receivables

Access the capital trapped in your unpaid customer invoices. Deploy funds sooner to supercharge your growth and scale faster, hassle-free.

Accelerate Your Growth

Access Buy Now, Pay Later financing for inventory or marketing needs.

Cash Reserve

Read More →

Your Safety Net

Use Tupel to cover unexpected charges or to navigate market trends.

Fund Your Payables

Use short-term financing to pay your suppliers on time and access early payment discounts. Optimise your cash flow and keep everyone happy.

How to Start?

In 4-Steps and Less Than 5 Minutes

Step 1

4 min

Add Business Details

Add your basic company details, go through KYC and integrate your financial tools.

Step 2

Instant

Get Credit Limit

Gain instant access to capital based on our proprietary AI risk decisioning engine.

Step 3

3 sec

Receive Payout

Decide the amount, then choose your terms, and watch money move in realtime.

Step 4

Up To You

Repay Balance

Repay the outstanding balance as agreed or pay at any time before to pay less fees.

Sharing Some Customer Love

Discover how businesses use Tupel to grow, streamline cash flow, and thrive—straight from the people who’ve made it happen.

“As a small business owner, I appreciate that Tupel is committed to supporting businesses like mine. Their mission aligns with my own, and I'm proud to be a Tupel customer.”

Mimi Luzi

UpCircle

“Before Tupel, managing cash flow was a constant struggle. Now, we have the flexibility to cover unexpected costs and invest in growth opportunities when they arise. Tupel has truly helped us take our business to the next level.”

Aquilino Cosuenda

Ramros Trading

“We're a seasonal business, and our cash flow fluctuates wildly. Tupel's pay-as-you-go model is perfect for us. We only pay for what we use, which helps us manage our expenses and avoid unnecessary debt.”

Beatrice Piazza

Evolve Beauty

“Tupel's funding helped us expand our product line and hire new employees. We're now able to better serve our customers and grow our business at a faster pace.”

Chris Mills

PMS International

“We shopped around for business loans and found Tupel's pricing to be the most competitive. Their transparent fees and flexible repayment options made them the clear choice for us.”

Julia Bossert

Parfumdreams

“The entire application process was incredibly quick and easy. We were able to complete everything online in just a few minutes. Tupel's technology is truly cutting-edge.”

Christian Laufs

Metro

“Knowing that I have access to flexible funding through Tupel gives me peace of mind. It allows me to focus on running my business without constantly worrying about cash flow.”

Theresa Brock

Regal

Supercharge Your Business Growth

Find out why Tupel is the financial infrastructure of choice for modern businesses.