Flexible Financing to Power Your Business
Never miss a growth opportunity. Access pay-as-you-go financing for payables, receivables, inventory, marketing, and more in less than 3 seconds.
We're Trusted By Great Businesses
Maximum Ease, Minimum Hassle
We've merged automated underwriting with AI-driven servicing to create a faster, fairer and more delightful lending experience so that businesses can spend more time building and less time worrying.
3 Seconds
Average time it takes us to approve and deploy funding once you're fully onboarded.
1 - 5,000,000 EUR
Get exactly the funding you need—no more, no less. Available in 13 other currencies too.
1 - 365 Days
Flexible repayment plans from 1 to 365 days. Forget the old fashioned 30/60/90 rigidity.
Eligibility
Who We Work With
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Businesses
We work with registered businesses and, subject to review, sole-traders.
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Of Any Size
We work with businesses of any size, from small corner shops to large enterprises.
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In Our Countries
Our customers should be incorporated and active within our country coverage area.
Pricing
You can understand without a PhD. Pay only for what you use without hidden fees or extra charges. Reimburse early to pay less with our simple daily pricing.
Between
0.02 - 0.06%
Per Day
Pay For What You Use
Daily metering with no fees on unused capital or capacity
Fees That Scale With You
Tailored rates with steep discounts as you grow
Built Around Your Needs
Custom credit limits designed to fit your business
How much would you like to borrow?
How many days will you borrow for?
How many installments will you repay in?
Fee per day: %
Daily Fee
%
Total Fee
%
Payment Per Installment
Instant is Our Standard
Time is money, and businesses can't afford 90-day payment terms or slow application processes. Tupel gives you the flexibility, control, and speed to manage cash flow and growth on your own terms.
Simple
Lending in seconds with no paperwork or follow-up needed.
Transparent
Pay only for what you use. No hidden fees or additional costs.
Flexible
Create your own payment terms with complete control.
Use Cases
Working Capital on Autopilot
Receivables
Unlock Your Receivables
Access the capital trapped in your unpaid customer invoices. Deploy funds sooner to supercharge your growth and scale faster, hassle-free.
Growth
Accelerate Your Growth
Access Buy Now, Pay Later financing for inventory or marketing needs.
Cash Reserve
Your Safety Net
Use Tupel to cover unexpected charges or to navigate market trends.
Payables
Fund Your Payables
Use short-term financing to pay your suppliers on time and access early payment discounts. Optimise your cash flow and keep everyone happy.
How to Start?
In 4-Steps and Less Than 5 Minutes
Step 1
4 min
Add Business Details
Add your basic company details, go through KYC and integrate your financial tools.
Step 2
Instant
Get Credit Limit
Gain instant access to capital based on our proprietary AI risk decisioning engine.
Step 3
3 sec
Receive Payout
Decide the amount, then choose your terms, and watch money move in realtime.
Step 4
Up To You
Repay Balance
Repay the outstanding balance as agreed or pay at any time before to pay less fees.
Sharing Some Customer Love
Discover how businesses use Tupel to grow, streamline cash flow, and thrive—straight from the people who’ve made it happen.
“As a small business owner, I appreciate that Tupel is committed to supporting businesses like mine. Their mission aligns with my own, and I'm proud to be a Tupel customer.”
Mimi Luzi
UpCircle
“Before Tupel, managing cash flow was a constant struggle. Now, we have the flexibility to cover unexpected costs and invest in growth opportunities when they arise. Tupel has truly helped us take our business to the next level.”
Aquilino Cosuenda
Ramros Trading
“We're a seasonal business, and our cash flow fluctuates wildly. Tupel's pay-as-you-go model is perfect for us. We only pay for what we use, which helps us manage our expenses and avoid unnecessary debt.”
Beatrice Piazza
Evolve Beauty
“Tupel's funding helped us expand our product line and hire new employees. We're now able to better serve our customers and grow our business at a faster pace.”
Chris Mills
PMS International
“We shopped around for business loans and found Tupel's pricing to be the most competitive. Their transparent fees and flexible repayment options made them the clear choice for us.”
Julia Bossert
Parfumdreams
“The entire application process was incredibly quick and easy. We were able to complete everything online in just a few minutes. Tupel's technology is truly cutting-edge.”
Christian Laufs
Metro
“Knowing that I have access to flexible funding through Tupel gives me peace of mind. It allows me to focus on running my business without constantly worrying about cash flow.”
Theresa Brock
Regal
Supercharge Your Business Growth
Find out why Tupel is the financial infrastructure of choice for modern businesses.