Scenario: An Estonian Family Business wholesaler identifies a limited-time bulk discount from his Spanish supplier on a premium brand — available only if paid before quarter-end.
Challenge
- The supplier offers a significant discount for a bulk order if payment is made before the end of the quarter.
- The wholesaler needs USD 245,000 to secure the deal, plus an additional €15,000 for local operational costs.
- Traditional bank processes are too slow for the time-sensitive opportunity.
Solution
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Instant Access to Funds
The wholesaler logs in to Tupel.com and initiates two simultaneous transfers:
- USD 245,000 wired directly to the Spanish supplier
- €15,000 transferred to his own business account for operational expenses -
Multi-Currency, built-in
Thanks to Tupel's agile infrastructure, the customer can manage external supplier payments and local fund disbursements in different currencies — all within his Tupel dashboard. -
Deferred Repayment Setup
He schedules a single 90-day repayment, to be auto-debited in EUR on the due date — aligning with his base currency and expected cash flow cycle.
Result
- The customer secures the supplier discount, significantly improving profit margins.
- Operational costs (and some extra cash reserve) are covered without delay.
- Entire transaction is cash-flow neutral and executed in minutes, with no paperwork or calls.
Customer Note to Tupel
"I am so grateful to be working with Tupel. Until now, I could never leverage such business opportunities, as they tend to arise on short notice and are often unexpected. Previously, only larger companies with instant access to funds could take advantage of these deals. Now, I can finally act on these offers — which come at different times from different suppliers — and it’s truly boosting my profit margins."